Archive for the ‘Insurance Companies’ Category
The Insuranceflation Story
March 11, 2023California is undergoing a tremendous increase in insurance costs. We call this rising cost of insurance – insuranceflation. The causes of insuranceflation. Some obvious, some not. What is Insuranceflation? Simply put insuranceflation is the increasing cost of insurance. Buy a house and watch the cost to insure it go up each and every year – […]
Insurance Auto Pay Vs E Bill
September 27, 2022The Most Important Mistake a Consumer can Make with their Own Insurance is to Miss a Payment and risk non coverage for a claim. Home and Auto Insurance Electronic Billing and Auto Pay, although similar – are not the exact same thing. The Benefits of Electronic Billing, also called Paperless The Benefits of Auto Billing […]
the Turbulent Local Insurance Market
April 29, 2022Got a Headache? So do We. Welcome to California’s Turbulent Local Insurance Marketplace. A new client that I was speaking with just the other day, asked me what I meant in regards to the turbulent local insurance market in California. I was a bit surprised by the question. Doesn’t everyone know how hard it is […]
LLoyd’s
April 14, 2022Lloyds of London is technically not an insurance company, rather it is an Insurance Marketplace. It is a place of business and a set of methods that allow 80 or so syndicates to bid and provide insurance contracts typically on risks that many domestic, foreign,and admitted insurers refuse to offer. Lloyds is NOT your standard […]
The Horrible State of the California Home Insurance Market
June 28, 2021Brief thoughts othe condition of consumer property insurance in California. When and if it will get better? Property Insurance in wildfire areas has been getting more difficult for years, however in California, recently it has gone from bad to deplorable. Currently, I feel that there is no solution to the problem. This post probably should […]
Can you Buy Home Insurance During the Coronavirus Pandemic?
May 3, 2020Buying Home Insurance during the current pandemic is still possible in much of the United States. Processes have been slightly changed. Nothing is guaranteed right now. This article about coronavirus and home insurance is intended for a US audience. How does Coronavirus or Covid-19 affect the acquisition of a new home insurance policy during this […]
The Great FAIR Debate
December 17, 2019In November and December of 2019 a great debate about the future of the California FAIR plan, which serves as the home insurer of last resort, began. The California FAIR plan is the home insurer for people that cannot find home insurance through any other means. It is ruled and regulated via the California Insurance […]
California FAIR and DIC Insurance
September 20, 2019What is the California FAIR plan? The California FAIR plan is a bare bones fire insurance policy. It is an exceptionally limited named perild policy. According to the California Department of Insurance it “should only be considered after a diligent search for coverage in the traditional insurance market. ” “The FAIR Plan is an association […]
