Author Archive

How to Recycle Just about Everything in Marin County

Marin Recycle ! Twenty years ago, sadly I threw almost everything in the trash can.  These days we have the smallest trash can you can use and rarely fill it.  However all three of our recycling bins are constantly overflowing.   What could feel better than recycling?   Recycling is easy and efficient.  Recycling is […]

Back to Basics

Getting Back to Basics with insurance: Yearly you should do the following to clean up your insurance from a personal level.  Insurance needs change all the time.  No one likes to worry about their risk and coverages.  Below is simple list of things that consumers can do to help mitigate some of their own personal […]

All About Flood Insurance in California

Flood Insurance can be one the simplest forms of insurance for many.  However it can become extremely complicated in certain situations.  Most readers of this article will be able to read just a portion of it to get what they need.  Others may find benefit in reading the entire blog post.   This article was originally […]

Newly Mapped Flood Insurance

What is the newly mapped flood insurance program from FEMA?   How do I qualify for the newly mapped program? To Begin: Flood Insurance on the face of it, can be the simplest form of insurance.  However, once you get into the details it can quickly become extremely complicated.  The primary reason for this is […]

Auto Insurance for the Affluent

Why should a Wealthy Client consider Affluent Auto Insurance? What are some of the differences? How do you decide if you are wealthy enough to consider Affluent Auto Insurance? Affluent Auto Insurance: Saving money on insurance is one of my main responsibilities for my clients.  However, at a certain point, it may make sense for individuals […]

Flood Insurance Discount Potential for Unincorporated Marin County

How can I save 15% off of my flood insurance in Marin County?   What is Unincorporated Marin County?  Will this happen automatically?  Who Qualifies for this Flood Insurance Discount?   The Basics on Flood Insurance: There are all sorts of rating factors when determining the price for Federal Flood Insurance.  Many of these rating […]

Marin Green Business

Marindependent Insurance Services LLC is proud to announce that we have qualified for the Marin Green Business Program through the Bay Area Green Business Program and California Green Business Program.  I have always believed that a business should be based on serving the community, the environment, and yet be profitable.   The Marin Green Business […]

How to insure valuable items

How do I insure high value items on my insurance?  Homeowners Floater Endorsements for High Value Items. What is a high value item exactly?  Who should insure them valuable items?  What are the decisions you need to make? Your typical homeowners insurance policy (all that I know of) cap how much personal property coverage you […]

NASDAQ

With permission I reprint an article that I wrote and posted for Nerdwallet that was picked up a few other media sources such as Nasdaq. Auto Insurance for the Rich Often Covers and Costs More It may be surprising, but your level of wealth can impact your car insurance coverage needs, and a standard policy may […]

2016 Insurance

Can you believe it is already 2016?  How to clean up your insurance in the new year.  Last year I put a short piece online through patch, about 2015.  This year, I opted to have it my own site.   2016 Insurance: A quick list of Insurance things to check for the new year.  Confirm […]

Mortgage Company & Homeowners Insurance

Why does my mortgage company get listed on my homeowners insurance policy?   How does it get removed?   What rights does the lender have? Mortgage Company and Homeowners Insurance Homeowners Insurance contains a special mortgage provision.    This provision or clause allows your mortgage company special rights.     Your lender will require you […]

Happy Holidays Marin

Happy Holidays Marin Sonoma & San Francisco: Marindependent Insurance Services LLC would like to take this moment to wish everyone Happy Holidays in Marin, Sonoma, and San Francisco.   Please enjoy some special time with friends and family.  Kindly be safe.   Please note our office will mostly be closed for the Holidays.  However, we […]



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