July 31, 2019
Marin County is located just north of San Francisco across the Golden Gate Bridge. It is both a coastal and mountainous county with numerous underwriting challenges.
Travelers insurance is one of the oldest Insurers in the United States. According to Wikipedia it is the second largest writer of commercial and third largest writer of personal property casualty insurance in the United States through Independent Agents.
Simply put, Travelers Insurance has lots to offer ‘Marinites.’ In particular their Platinum Plus High Value Home Platform is a terrific market option for select clients in Mill Valley, Tiburon, Sausalito, Corte Madera, Larkspur, Greenbrae and other towns and CDPs. Here are a few highlights of this wonderful insurance program:
This program is subject to acceptance and change. An additional New feature is their Wildfire Defense Services Endorsement which could greatly improve the protection for your home.
There are of course other homeowners insurance programs other than the platinum plus plan. These program options also allow for significant coverage endorsements for things such as Extended Rebuild, BOL, and water and backup coverage. Other home insurance levels include: Silver, Gold, and Platinum (not to be confused with platinum plus.)
These levels are state specific to California and will not necessarily be the same in other US states.
Travelers insurance has been in business for over 160 years. They have ” earned a reputation as one of the best property casualty insurers in the industry because we take care of our customers.” According to the Travelers Website. Travelers is a publicly traded stock company based in Minnesota, but headquartered in New York.
Their AM Best Financial Strength Rating (FSR) is listed as an A+. This is the second highest FSR that AM Best issues and is considered Excellent. There are numerous corporate entities within travelers which offer numerous other products.
Travelers has received numerous awards. Recently Travelers received an award for “Best Place to Work for Disability Inclusion by Disability:IN and the American Association of People with Disabilities. ” Source: Marketwatch.
Travelers offers a full variety of personal lines and commercial insurances. For personal Insurance here are some products they offer:
Their commercial offerings can be a great option for Marin County Businesses as well. All lines are subject to underwriting.
One of the more frequent questions I get about this insurer, is what is their underwriting like? Travelers Insurance as well as all home insurance requires certain underwriting criteria for acceptance. The criteria involve not just the property, but the consumers (or Named Insureds) as well.
To get a homeowner or auto quote from Travelers Insurance, please simply contact us.
Thanks for reading our article about Travelers Insurance in Marin County.