California FAIR and DIC Insurance

The California Fair Policy is the Home Insurer of Last Resort in the state of California . The FAIR policy is a partial policy that should be paired with either at least a CPL or preferably a DIC policy. The FAIR/DIC or FAIR/CPL combo policies can best be described as a temporary solution for home […]

Guard Insurance

Guard Insurance, a Berkshire Hathaway Company, is a California Admitted company providing commercial and personal insurance. Using the official name AmGuard this insurer retains an AM Best A+ Financial Strength rating reaffirmed as recently as March of 2019. Nationally, according to the Guard website they provide the following lines of Insurance: Business Owners Policies, Commercial […]

Nonrenewals in Marin County

Residents of Mill Valley, Corte Madera, Sausalito, West Marin and many other communities and towns in Marin County are about to start getting a lot more homeowners nonrenewals. This article about nonrenewals is intended to be a community resource as well as a form of marketing. It is intended to answer the question: Why are […]

Travelers Insurance in Marin County

Travelers Insurance is a Terrific Choice for Certain Homeowners in Marin A full suite of Affluent Coverages may be Offered One of the Very Select Few Companies that offers a 100% Extended Rebuild Coverage Amount Marin County is located just north of San Francisco across the Golden Gate Bridge. It is both a coastal and […]

How to Get Home Insurance When you have a Trampoline

Surprised that your home insurer flagged your trampoline during home inspection? Are Trampolines Covered by Home Insurance? Dropped by a Homeowners Policy because of a Trampoline? Does your policy contain a Trampoline Exclusion? One of the more common questions that home insurance agents get is Why does my home insurer care if If I have […]

Safeco in Marin County

Safeco Insurance can be available in Marin County. The company has been around since 1923. They are backed by the power of Liberty Mutual Insurance. Safeco has some of the most competitive rates in the county. About Safeco Insurance: Safeco was founded in Seattle Washington in 1923 by Hawthorne Dent. It was originally named the […]

Why is My Insurance Agent Upselling me?

Question for my Insurance Agent: Why do you keep sending me offers for insurance products that I do not want? Why are you upselling me? A Similar Question for my agent: Why do you seem solely focused on selling clients new products? Both of these are solid questions can be asked of the entire insurance […]

Cyber Insurance in San Francisco

For many business owners, Cyber Insurance protection is an after thought.  But it shouldn’t be, in today’s interconnected world it might just be your very first business insurance policy, especially in the Bay Area. “I have got to get General Liability Insurance first”, most people think.  However they get GL and forget to follow up […]

Med Pay Auto Insurance in California

Med Pay, or Medical Payments Auto Insurance is a type of Optional Auto Insurance Coverage that many consumers overlook. Typical coverage amount options include: $1,000, $2,000, $5,000 and some carriers go as high as $100,000. Medical Payments coverage is optional, meaning that the state of California does not require automobile drivers to carry this coverage.  […]

Marin Home Insurance

Buying Home Insurance, also known as Homeowners Insurance in Marin county can be a complex task.   Read to properly insure yourself. The Biggest Insurance Issue facing Marin Homes. Why Saving money might not be the best bet. The five different types of home insurance in this area. Many people incorrectly assume that the lowest […]

How to Properly Protect Your Home from Wild Fire in Marin County

How to protect your Marin home from a wildfire. A simple and detailed action plan to assist consumers in protecting themselves during these changing times. Our article will show you what you can do as well as some of the potential insurance changes that need to be made.

Is Pet Insurance Worth It?

Does pet insurance make sense

Is Pet Insurance Worth It? Americans love owning pets. The American Veterinary Medicine Association found in 2012 that 36.5% of households owned a dog, over 30% owned a cat, and thousands of households owned everything from rabbits to snakes. All told, roughly half of all American households have a pet of some kind. What most […]

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