October 12, 2021
Pie Insurance in Marin
A new workers Comp Insurance option in the Marin and the San Francisco Bay Area is now available. Accouncement about Pie Insurance: Marindependent Insurance Services LLC is now able to provide new and exisiting clients in California with potential offers of Workers Compensation insurance from PIE Insurance. According to Pie’s marketing the newer insurance company […]
September 27, 2021
The WILDFIRE RESILIENCE Project
“wildfire risk in California and throughout the western United States is becoming uninsurable “ ” 2.7 million Californians living in very high wildfire hazard severity zones“ “insurance will be either increasingly [be] unaffordable, or unobtainable.” In some specific areas Calfornia is seeing a “203% increase in non-renewals” A terrific new wildfire project was undertaken by […]
August 31, 2021
New Flood Insurance System Marin County
A new NFIP Flood Insurance rating system goes live in Marin County and the rest of the USA starting in October 2021. The new system is called NFIP 2.0 – Equity in Action. Federal Flood Insurance: Most flood insurance written in the United States is written through FEMA through the National Flood Insurance Plan. The […]
June 28, 2021
The Horrible State of the California Home Insurance Market
Brief thoughts othe condition of consumer property insurance in California. When and if it will get better? Property Insurance in wildfire areas has been getting more difficult for years, however in California, recently it has gone from bad to deplorable. Currently, I feel that there is no solution to the problem. This post probably should […]
January 11, 2021
The San Francisco Bay Area Home, Auto, Umbrella Package
Welcome to 2021, hopefully a much better year than 2020. With all of the crazy events of the past year: The Coronavirus, the Lockdown, Wildfires, and Events in Washington, its easy to forget about your overall insurance portfolio. Don’t worry we haven’t – its still our core mission: Personal Lines Insurance Packages in the SF […]
May 3, 2020
Can you Buy Home Insurance During the Coronavirus Pandemic?
Buying Home Insurance during the current pandemic is still possible in much of the United States. Processes have been slightly changed. Nothing is guaranteed right now. This article about coronavirus and home insurance is intended for a US audience. How does Coronavirus or Covid-19 affect the acquisition of a new home insurance policy during this […]
December 17, 2019
The Great FAIR Debate
In November and December of 2019 a great debate about the future of the California FAIR plan, which serves as the home insurer of last resort, began. The California FAIR plan is the home insurer for people that cannot find home insurance through any other means. It is ruled and regulated via the California Insurance […]
October 25, 2019
November is Be Better with Building Ordinance and Law Month
Marindependent Insurance Services has made November the Be Better with Building Ordinance and Law Endorsement month to assist in marketing the value of this useful home insurance endorsement. Our Article about Building Ordinance and Law can be of great help for most consumers. Especially for those that are unaware of how this endorsement works. Marindependent […]
October 11, 2019
Changing your Lender on your Home Insurance:
Are you a Lender needing a Name or Bank Change on a Client Policy? A Consumer attempting to figure out how to get an Insurance Policy to properly list your bank on a home insurance policy? Good News, assuming that Marindependent Insurance Services is the agent of record, We would be more than happy to […]
September 20, 2019
California FAIR and DIC Insurance
What is the California FAIR plan? The California FAIR plan is a bare bones fire insurance policy. It is an exceptionally limited named perild policy. According to the California Department of Insurance it “should only be considered after a diligent search for coverage in the traditional insurance market. ” “The FAIR Plan is an association […]
September 19, 2019
Guard Insurance
Guard Insurance, a Berkshire Hathaway Company, is a California Admitted company providing commercial and personal insurance. Using the official name AmGuard this insurer retains an AM Best A+ Financial Strength rating reaffirmed as recently as March of 2019. Nationally, according to the Guard website they provide the following lines of Insurance: Business Owners Policies, Commercial […]
August 22, 2019
Nonrenewals in Marin County
Residents of Mill Valley, Corte Madera, Sausalito, West Marin and many other communities and towns in Marin County are about to start getting a lot more homeowners nonrenewals. This article about nonrenewals is intended to be a community resource as well as a form of marketing. It is intended to answer the question: Why are […]
