March 3, 2016
Newly Mapped Flood Insurance
What is the newly mapped flood insurance program from FEMA? How do I qualify for the newly mapped program? To Begin: Flood Insurance on the face of it, can be the simplest form of insurance. However, once you get into the details it can quickly become extremely complicated. The primary reason for this is […]
February 16, 2016
Auto Insurance for the Affluent
Why should a Wealthy Client consider Affluent Auto Insurance? What are some of the differences? How do you decide if you are wealthy enough to consider Affluent Auto Insurance? Affluent Auto Insurance: Saving money on insurance is one of my main responsibilities for my clients. However, at a certain point, it may make sense for individuals […]
February 2, 2016
Flood Insurance Discount Potential for Unincorporated Marin County
How can I save 15% off of my flood insurance in Marin County? What is Unincorporated Marin County? Will this happen automatically? Who Qualifies for this Flood Insurance Discount? The Basics on Flood Insurance: There are all sorts of rating factors when determining the price for Federal Flood Insurance. Many of these rating […]
January 26, 2016
Marin Green Business
Marindependent Insurance Services LLC is proud to announce that we have qualified for the Marin Green Business Program through the Bay Area Green Business Program and California Green Business Program. I have always believed that a business should be based on serving the community, the environment, and yet be profitable. The Marin Green Business […]
January 19, 2016
How to insure valuable items
How do I insure high value items on my insurance? Homeowners Floater Endorsements for High Value Items. What is a high value item exactly? Who should insure them valuable items? What are the decisions you need to make? Your typical homeowners insurance policy (all that I know of) cap how much personal property coverage you […]
January 15, 2016
NASDAQ
With permission I reprint an article that I wrote and posted for Nerdwallet that was picked up a few other media sources such as Nasdaq. Auto Insurance for the Rich Often Covers and Costs More It may be surprising, but your level of wealth can impact your car insurance coverage needs, and a standard policy may […]
January 8, 2016
2016 Insurance
Can you believe it is already 2016? How to clean up your insurance in the new year. Last year I put a short piece online through patch, about 2015. This year, I opted to have it my own site. 2016 Insurance: A quick list of Insurance things to check for the new year. Confirm […]
January 4, 2016
Mortgage Company & Homeowners Insurance
Why does my mortgage company get listed on my homeowners insurance policy? How does it get removed? What rights does the lender have? Mortgage Company and Homeowners Insurance Homeowners Insurance contains a special mortgage provision. This provision or clause allows your mortgage company special rights. Your lender will require you […]
December 23, 2015
Happy Holidays Marin
Happy Holidays Marin Sonoma & San Francisco: Marindependent Insurance Services LLC would like to take this moment to wish everyone Happy Holidays in Marin, Sonoma, and San Francisco. Please enjoy some special time with friends and family. Kindly be safe. Please note our office will mostly be closed for the Holidays. However, we […]
December 17, 2015
The New Home Buying Process, How to Get New Insurance for a New Home
Buying a home is a difficult process. If you add in shopping for a new a insurance carrier it can be downright daunting. Not to worry thought, as it is all very achievable. I hope you enjoy New Insurance – New Home. How to Get New Insurance when Buying a New Home: From an Insurance Broker/Agent’s […]
December 11, 2015
The Insurance Loyalty Surcharge
Have you been with the same insurer for eight years? Did you know that staying with the same insurer can end up costing you more money? Are you aware of the difference between a captive agent and an independent agent? How long have you been with your insurer? Who gets charged with Insurance Loyalty Surcharge? […]
December 7, 2015
Most popular endorsements to a home insurance policy
What are the most popular coverage endorsements that may be added to a homeowners insurance policy? Why should I consider these insurance endorsements? The way a homeowners insurance policy works is that the you the consumer choose the policy that you want and modify it with your personal information and then add certain amendments (called […]
