Archive for the ‘Affluent Insurance’ Category

Insurance Auto Pay Vs E Bill

The Most Important Mistake a Consumer can Make with their Own Insurance is to Miss a Payment and risk non coverage for a claim. Home and Auto Insurance Electronic Billing and Auto Pay, although similar – are not the exact same thing. The Benefits of Electronic Billing, also called Paperless The Benefits of Auto Billing […]

Rutgers Law and United Policy Holders Team Up to Help you the Consumers

United Policy Holders and Rutgers Law School have announced a partnership to work on the “Essentials¬†Protections.” The “The Essential Protections for Policyholders Project is a two-year project that focuses much of its research on consumers that file ordinary claims, examining what they are surprised or disappointed by and how some of the best states are […]

the Turbulent Local Insurance Market

Got a Headache? So do We. Welcome to California’s Turbulent Local Insurance Marketplace. A new client that I was speaking with just the other day, asked me what I meant in regards to the turbulent local insurance market in California. I was a bit surprised by the question. Doesn’t everyone know how hard it is […]

Property Insurance Occupancy

Do you need to tell your insurance company when you move out of a home? Inform insurers of any Occupancy Change on your Property or Policy How to Inform Your Insurer in the Change of Occupancy of your Homeowners Policy Improperly written Property Policies Can be a Real Issue if you File a Claim – […]

AIG to Leave the Homeowners market in Marin – now What?

A major Exclusive Affluent Insurer is Leaving the Great State of California What to do? Where to go? What the AIG decision says to Marin County Homeowners AIG to Exit California Homeowners Market: In a stunning decision American International Group [AIG] has decided to leave “the admitted homeowners market on Jan. 31” in the state […]

Don’t Get a “D” when purchasing a Companion DIC Policy.

Where to purchase a Companion DIC Policy The Special Considerations for High Value Homes with DICs What to Watch out for with Companion DICs A DIC is a Differences in Condition policy – a poorly named policy that is used to pair with the California FAIR plan. Technically there is another type of DIC policy […]

The Horrible State of the California Home Insurance Market

Brief thoughts othe condition of consumer property insurance in California. When and if it will get better? Property Insurance in wildfire areas has been getting more difficult for years, however in California, recently it has gone from bad to deplorable. Currently, I feel that there is no solution to the problem. This post probably should […]

Can you Buy Home Insurance During the Coronavirus Pandemic?

Buying Home Insurance during the current pandemic is still possible in much of the United States. Processes have been slightly changed. Nothing is guaranteed right now. This article about coronavirus and home insurance is intended for a US audience. How does Coronavirus or Covid-19 affect the acquisition of a new home insurance policy during this […]

Travelers Insurance in Marin County

Travelers Insurance is a Terrific Choice for Certain Homeowners in Marin A full suite of Affluent Coverages may be Offered One of the Very Select Few Companies that offers a 100% Extended Rebuild Coverage Amount Marin County is located just north of San Francisco across the Golden Gate Bridge. It is both a coastal and […]

Why is My Insurance Agent Upselling me?

Question for my Insurance Agent: Why do you keep sending me offers for insurance products that I do not want? Why are you upselling me? A Similar Question for my agent: Why do you seem solely focused on selling clients new products? Both of these are solid questions can be asked of the entire insurance […]

Med Pay Auto Insurance in California

Med Pay, or Medical Payments Auto Insurance is a type of Optional Auto Insurance Coverage that many consumers overlook. Typical coverage amount options include: $1,000, $2,000, $5,000 and some carriers go as high as $100,000. Medical Payments coverage is optional, meaning that the state of California does not require automobile drivers to carry this coverage.¬† […]

Marin Home Insurance

Buying Home Insurance, also known as Homeowners Insurance in Marin county can be a complex task. ¬† Read this article to properly insure yourself. The Biggest Insurance Issue facing Marin Homes. Why Saving money might not be the best bet. The five different types of home insurance in this area. Many people incorrectly assume that […]



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