Archive for the ‘Earthquake Insurance’ Category

the Turbulent Local Insurance Market

Got a Headache? So do We. Welcome to California’s Turbulent Local Insurance Marketplace. A new client that I was speaking with just the other day, asked me what I meant in regards to the turbulent local insurance market in California. I was a bit surprised by the question. Doesn’t everyone know how hard it is […]

California Nonrenewals in 2022

Will California experience less homeowner nonrenewals in 2022 vs 2021 Why are California Consumers Receiving nonrenewal notications? What is trend in home and liability insurance in the state? What is an Insurance Nonrenewal? Simply put a nonrenewal is an official insurance notification that the current insurer will not renew your next years policy. This definiition […]

The Horrible State of the California Home Insurance Market

Brief thoughts othe condition of consumer property insurance in California. When and if it will get better? Property Insurance in wildfire areas has been getting more difficult for years, however in California, recently it has gone from bad to deplorable. Currently, I feel that there is no solution to the problem. This post probably should […]

Can you Buy Home Insurance During the Coronavirus Pandemic?

Buying Home Insurance during the current pandemic is still possible in much of the United States. Processes have been slightly changed. Nothing is guaranteed right now. This article about coronavirus and home insurance is intended for a US audience. How does Coronavirus or Covid-19 affect the acquisition of a new home insurance policy during this […]

Travelers Insurance in Marin County

Travelers Insurance is a Terrific Choice for Certain Homeowners in Marin A full suite of Affluent Coverages may be Offered One of the Very Select Few Companies that offers a 100% Extended Rebuild Coverage Amount Marin County is located just north of San Francisco across the Golden Gate Bridge. It is both a coastal and […]

Marin Home Insurance

Buying Home Insurance, also known as Homeowners Insurance in Marin county can be a complex task.   Read this article to properly insure yourself. The Biggest Insurance Issue facing Marin Homes. Why Saving money might not be the best bet. The five different types of home insurance in this area. Many people incorrectly assume that […]

California Affluent Insurance

Think things are different for the 1%, imagine their insurance scenario. Unlike most Americans, Affluent Americans need to consider insurance from a much different angle. A typical middle class american may use insurance to cover both the financial loss and the financial cash flow, but for affluent Americans this may not be the best play. […]

Why Not? With Earthquake Insurance

The Earthquake Problem: Californians are at risk to a huge potential problem.  However, many of us are hiding our collective heads in our shaking soil. The Golden State may have the sun combined with a healthy economy, but there is a significant danger lying out there for owners of homes.  Earthquakes. Although significant advancements have […]

Why the Wealthy should Really Consider Earthquake and Flood Insurance

“Earthquake Insurance is too expensive”   “Why would I need Flood Insurance?” Wealthy Earthquake and Flood Insurance. Truly Affluent homeowners, that is, people that both own Luxury Property AND have paid them down, need to consider insuring their homes in a different manner. Insurance for the Affluent: Frequent Readers of my blog posts and articles will […]

2016 Insurance

Can you believe it is already 2016?  How to clean up your insurance in the new year.  Last year I put a short piece online through patch, about 2015.  This year, I opted to have it my own site.   2016 Insurance: A quick list of Insurance things to check for the new year.  Confirm […]

Happy Holidays Marin

Happy Holidays Marin Sonoma & San Francisco: Marindependent Insurance Services LLC would like to take this moment to wish everyone Happy Holidays in Marin, Sonoma, and San Francisco.   Please enjoy some special time with friends and family.  Kindly be safe.   Please note our office will mostly be closed for the Holidays.  However, we […]

Most common perils not covered under homeowners insurance

What are the most common perils not covered under a homeowners policy?  What to look for and what to ask. The most common perils not covered under homeowners insurance polices very somewhat from state to state and much more so with what insurance policy you may have.  Kindly read your own insurance policy to read […]



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