Archive for the ‘Home Insurance’ Category

Home Auto Discount

The Home Auto Discount: There are dozens and dozens of discounts out there in the world of Insurance.   Some of them are odd and some of them are obvious.  Of all the discounts the one that is most mentioned by insurance agents and insurance commercials, is the so called Home Auto Discount.  At least […]

Don’t Get the Cheapest Insurance, Get the Best Insurance

It has been said numerous times, that in the absence of value, price is everything.   In today’s world of multiple insurance quotes, I find that many clients that seek my assistance have been led astray.   Insurance is more than just a premium.  The coverage forms for home insurance are entering a mind boggling […]

Documenting your Personal Possessions for Homeowners Insurance

Recently I posted a short article on Wallethub about how to document your personal possessions.   For home insurance it is imperative that you do so.  Insure undocumented possessions at your own peril.  Please read this entire post Documenting your Personal Possessions for Homeowners Insurance for important details. Lets be frank here, Insurance Companies realize […]

How to Check Consumer Complaints on Insurers

How to Check Consumer Complaints about Insurers.   Ranking for Insurance Companies.  Thoughts on Consumer Complaints and Insurers. From Time to Time, I find it interesting to check in on the performance of the various insurance companies that do business in California.  Being a free agent, I am open to broker insurance with numerous companies.   As […]

Obvious Ways to Keep your Insurance Clean from a Good Insurance Broker

Semi Obvious Ways to Keep your Insurance Clean from a Good Insurance Broker. There is lots of noise out there about insurance.  Much of it is dedicated to purchasing Auto or Home Insurance.  Not enough seems dedicated to protecting you – the consumer.  How best to protect myself and my family?   How can I customize […]

Fireline and Your Home

What is a Brushfire Score?  What is a Fireline Score? Why does it matter?  How we Can Help! The fireline score is one of numerous metrics used by home insurance companies to assess how likely it is that you home may be burned in a forest fire.  Fireline is a registered Verisk trademark and product. […]

How to Recycle Just about Everything in Marin County

Marin Recycle ! Twenty years ago, sadly I threw almost everything in the trash can.  These days we have the smallest trash can you can use and rarely fill it.  However all three of our recycling bins are constantly overflowing.   What could feel better than recycling?   Recycling is easy and efficient.  Recycling is […]

Back to Basics

Getting Back to Basics with insurance: Yearly you should do the following to clean up your insurance from a personal level.  Insurance needs change all the time.  No one likes to worry about their risk and coverages.  Below is simple list of things that consumers can do to help mitigate some of their own personal […]

How to insure valuable items

How do I insure high value items on my insurance?  Homeowners Floater Endorsements for High Value Items. What is a high value item exactly?  Who should insure them valuable items?  What are the decisions you need to make? Your typical homeowners insurance policy (all that I know of) cap how much personal property coverage you […]

2016 Insurance

Can you believe it is already 2016?  How to clean up your insurance in the new year.  Last year I put a short piece online through patch, about 2015.  This year, I opted to have it my own site.   2016 Insurance: A quick list of Insurance things to check for the new year.  Confirm […]

Mortgage Company & Homeowners Insurance

Why does my mortgage company get listed on my homeowners insurance policy?   How does it get removed?   What rights does the lender have? Mortgage Company and Homeowners Insurance Homeowners Insurance contains a special mortgage provision.    This provision or clause allows your mortgage company special rights.     Your lender will require you […]

The New Home Buying Process, How to Get New Insurance for a New Home

Buying a home is a difficult process. If you add in shopping for a new a insurance carrier it can be downright daunting. Not to worry thought, as it is all very achievable.  I hope you enjoy New Insurance – New Home. How to Get New Insurance when Buying a New Home: From an Insurance Broker/Agent’s […]



MENU