The crazy California Insurance market Crisis is leaving hundreds of thousands of consumers left with few good home insurance options. The High Premiums and Low Coverages are a Real California Challenge, that is the bad news. The Good News is that Marindependent has insurance solutions. Confused by what to do when you receive that renewal? […]
The year 2024 turned out to be really challenging year for insurance in the state of California. We are hoping that 2025 might turn out a just a little bit better. There was some hope that the risk management troubles in this state from 2023 would end in 2024. However it does not seem to […]
How Shopping for Pasta during the Pandemic and Buying Insurance Right now are similar Five Common Insurance Shopping myths you will find online [and why they dont pertain to you] A quick read of the interent and how to save on home insurance will repeat the same five to 10 myths over and over. Unfortunatly […]
Welcome to 2023 and this might just not be your typical blog post. My blogs have historically attempted to be helpful, yet accurate in helping consumers and business owners in how to procure the best types of insurances. Sometimes that means sending you elsewhere. Sometimes that means selling you just part of the package. Editors […]
The Most Important Mistake a Consumer can Make with their Own Insurance is to Miss a Payment and risk non coverage for a claim. Home and Auto Insurance Electronic Billing and Auto Pay, although similar – are not the exact same thing. The Main Benefit of Auto Pay and Electronic Billing: The main benefit from […]
Got a Headache? So do We. Welcome to California’s Turbulent Local Insurance Marketplace. A new client that I was speaking with just the other day, asked me what I meant in regards to the turbulent local insurance market in California. I was a bit surprised by the question. Doesn’t everyone know how hard it is […]
Will California experience less homeowner nonrenewals in 2022 vs 2021 Why are California Consumers Receiving nonrenewal notications? What is trend in home and liability insurance in the state? What is an Insurance Nonrenewal? Simply put a nonrenewal is an official insurance notification that the current insurer will not renew your next years policy. This definiition […]
Welcome to 2021, hopefully a much better year than 2020. With all of the crazy events of the past year: The Coronavirus, the Lockdown, Wildfires, and Events in Washington, its easy to forget about your overall insurance portfolio. Don’t worry we haven’t – its still our core mission: Personal Lines Insurance Packages in the SF […]
Guard Insurance, a Berkshire Hathaway Company, is a California Admitted company providing commercial and personal insurance. Using the official name AmGuard this insurer retains an AM Best A+ Financial Strength rating reaffirmed as recently as March of 2019. Nationally, according to the Guard website they provide the following lines of Insurance: Business Owners Policies, Commercial […]
Safeco Insurance can be available in Marin County. The company has been around since 1923. They are backed by the power of Liberty Mutual Insurance. Safeco has some of the most competitive rates in the county. About Safeco Insurance: Safeco was founded in Seattle Washington in 1923 by Hawthorne Dent. It was originally named the […]
I know you hear it all the time. You could save 15% in ten minutes or less. Are you paying too much or auto insurance? But for new parents auto insurance is not necessarily the right place to cut your costs. After all, when first time parents have twins, for example, they are over night doubling […]
How did my home get so under insured? Why underinsurance matters. Where under insurance begins. Under Insured Homes: Near and Dear to my heart is home rebuild coverage amounts. I am constantly amazed at how often I see home insurance policies written with peanut coverage amounts. Amounts that should make a licensed insurance agent […]