Archive for the ‘Uncategorized’ Category

Business Interruption Coverage

Also called Business Income Coverage is a standard feature on many Business Owners Policies [BOP] in the United States. Sometimes called BI for short – Busienss Owners should inquire with their agent about the need for this specific coverage. According to Allstate “Business Interruption Coverage helps replace lost income and pay for extra expenses when […]

The Horrible State of the California Home Insurance Market

Brief thoughts othe condition of consumer property insurance in California. When and if it will get better? Property Insurance in wildfire areas has been getting more difficult for years, however in California, recently it has gone from bad to deplorable. Currently, I feel that there is no solution to the problem. This post probably should […]

Why Not? With Earthquake Insurance

The Earthquake Problem: Californians are at risk to a huge potential problem.  However, many of us are hiding our collective heads in our shaking soil. The Golden State may have the sun combined with a healthy economy, but there is a significant danger lying out there for owners of homes.  Earthquakes. Although significant advancements have […]

Newly Mapped Flood Insurance

What is the newly mapped flood insurance program from FEMA?   How do I qualify for the newly mapped program? To Begin: Flood Insurance on the face of it, can be the simplest form of insurance.  However, once you get into the details it can quickly become extremely complicated.  The primary reason for this is […]

Marin Green Business

Marindependent Insurance Services LLC is proud to announce that we have qualified for the Marin Green Business Program through the Bay Area Green Business Program and California Green Business Program.  I have always believed that a business should be based on serving the community, the environment, and yet be profitable.   The Marin Green Business […]

Thoughts on Earthquake Insurance

In the last couple of years the world of .   Companies have become more competitive and more standalone insurance carriers have entered the market.  Unlike Flood Insurance, which in certain Special Flood Zones can be required by lenders, Earthquake Insurance is usually not required, even if people live in a high risk area.  Just because […]

The Discount Dilemma – Your Auto Home and Life Discounts Applied – Does it All Add Up?

How do you buy Cheap Auto and Cheap Home Insurance using discounts?  Should you choose an Auto insurance carrier that gives you the most discounts? Do all of those discounts really add up?  How to think about getting insurance discounts? Should I get my life insurance with the same company that writes my home and Auto […]

Top 18 Reasons to Call Your Insurance Agent

You probably know all the reasons why to contact your insurance agent, but have you thought about when to contact them? Here’s a partial list of the top 18 reasons you should give your insurance agent a call.