Archive for the ‘Underwriting Criteria’ Category
the Turbulent Local Insurance Market
April 29, 2022Got a Headache? So do We. Welcome to California’s Turbulent Local Insurance Marketplace. A new client that I was speaking with just the other day, asked me what I meant in regards to the turbulent local insurance market in California. I was a bit surprised by the question. Doesn’t everyone know how hard it is […]
Property Insurance Occupancy
March 24, 2022Do you need to tell your insurance company when you move out of a home? Inform insurers of any Occupancy Change on your Property or Policy How to Inform Your Insurer in the Change of Occupancy of your Homeowners Policy Improperly written Property Policies Can be a Real Issue if you File a Claim – […]
Dog Breeds Insurance Companies Don’t Like
December 5, 2016What dog breeds do Insurance Companies not like? Which breeds of dog likely will not allow you to get preferred home insurance? What to do? Certain Dog Breeds Insurance Companies don’t like and what to do about it. First off, lets be clear – there is no ONE LIST of Dog Breeds that all Insurance […]
Why New Parents Shouldn’t Be Worried About Lowering their Auto Insurance Rates
December 1, 2016I know you hear it all the time. You could save 15% in ten minutes or less. Are you paying too much or auto insurance? But for new parents auto insurance is not necessarily the right place to cut your costs. After all, when first time parents have twins, for example, they are over night doubling […]
Term Life Process
November 8, 2016What is the process to purchase Term Life Insurance? What are the steps necessary to procure term? How can I speed up the Term Life Process? What should I do not? Buying Term Life Insurance: The process to purchase level term life insurance has never been simpler. There are just so many places to […]
Private Flood Insurance
October 13, 2016For decades FEMA Flood Insurance, through the US Department of Homeland Security, was the only form of Flood Insurance. Over the years rates have continually gone up. They have gone up for congressional reasons, mapping reasons, and for underwriting reasons. However, why flood insurance has been getting more expensive is almost not important. What […]
How Did my Home Get So Under insured?
September 14, 2016How did my home get so under insured? Why underinsurance matters. Where under insurance begins. Under Insured Homes: Near and Dear to my heart is home rebuild coverage amounts. I am constantly amazed at how often I see home insurance policies written with peanut coverage amounts. Amounts that should make a licensed insurance agent […]
Documenting your Personal Possessions for Homeowners Insurance
July 13, 2016Recently I posted a short article on Wallethub about how to document your personal possessions. For home insurance it is imperative that you do so. Insure undocumented possessions at your own peril. Please read this entire post Documenting your Personal Possessions for Homeowners Insurance for important details. Lets be frank here, Insurance Companies realize […]
Fireline and Your Home
May 13, 2016What is a Brushfire Score? What is a Fireline Score? Why does it matter? How we Can Help! The fireline score is one of numerous metrics used by home insurance companies to assess how likely it is that you home may be burned in a forest fire. Fireline is a registered Verisk trademark and product. […]
All About Flood Insurance in California
March 10, 2016Flood Insurance can be one the simplest forms of insurance for many. However it can become extremely complicated in certain situations. Most readers of this article will be able to read just a portion of it to get what they need. Others may find benefit in reading the entire blog post. This article was originally […]
Newly Mapped Flood Insurance
March 3, 2016What is the newly mapped flood insurance program from FEMA? How do I qualify for the newly mapped program? To Begin: Flood Insurance on the face of it, can be the simplest form of insurance. However, once you get into the details it can quickly become extremely complicated. The primary reason for this is […]
2016 Insurance
January 8, 2016Can you believe it is already 2016? How to clean up your insurance in the new year. Last year I put a short piece online through patch, about 2015. This year, I opted to have it my own site. 2016 Insurance: A quick list of Insurance things to check for the new year. Confirm […]
