July 7, 2015
The Earthquake Automatic Gas Shutoff Valve
Earthquake Shutoff Valve: Automatic Shutoff Valves ( Earthquake Shutoff Valve ) are created to automatically shut off gas flow in the event of an earthquake. In past major earthquake disasters, much of the damage has been done by fires starting after gas lines ruptured and ignited. Automatic gas valves may help to prevent this in […]
June 26, 2015
Insurance in Marin County
I have written in the past about the extremes of writing homeowners insurance in and around wonderful Marin county. Many of these factors also are true in Sonoma and San Francisco counties and really also in and around most of the San Francisco bay area. That post mostly focused on the terrain in writing homeowners […]
June 19, 2015
The Home Deductible Conundrum
Will choosing a higher deductible lower my insurance premium? Should I choose a lower deductible or a higher deductible? What deductible should I choose for my new home? The Home Insurance Deductible: A deductible is “An amount the insurer will deduct from the loss before…” paying out the policy up to the limits. Says IRMI […]
June 12, 2015
Ordinance Law and You
What is meant by Ordinance and Law Coverage? How much Ordinance and Law Coverage Should you have in California? Ordinance & Law Coverage: In personal homeowners insurance – Ordinance and/ or Law Coverage is coverage that protects your home from the added cost of repairing or replacing your home from a covered loss due […]
June 12, 2015
Flood Insurance Questions
Below are some common Flood Insurance Questions that I get. You do not really need to understand all of this stuff in order to buy flood insurance, but in some situation it certainly can not hurt you. In a very general sense I find clients need to understand more when they are in one […]
June 3, 2015
Truckee Donner Land Trust
Marindependent Insurance Services LLC donates to the Truckee Donner Land Trust. Truckee Donner Land Trust and Marindependent Insurance Services: We are pleased to announce a business donation to the Truckee Donner Land Trust. The mission of the trust is to “protect and preserve” in the “greater Truckee Donner region” natural resources and land that are […]
May 29, 2015
Insurance changes for newlyweds
Congratulations on your recent nuptials! With all of the pomp and all of the pageantry, coming back to the real world can be difficult. However, getting married creates a full list of to dos. Now start working on Insurance for newlyweds When newlyweds think of the subject of getting your finances together after a […]
May 21, 2015
Who can get Tiny Business Insurance
What types of companies fit into the tiny business insurance classification? In a previous post, I acknowledged that the term Tiny Business Insurance is one that I created to market a type of insurance that I saw in the market that I believed was undeserved by the title of small business insurance. Characteristics of a […]
May 18, 2015
Non Standard Home Insurance
What exactly is the non-standard insurance market? How do I know if I need non-standard home insurance. Should I hide facts about my home when applying? Non Standard Homeowners (Home) Insurance is a type of homeowners insurance for those that do not qualify or are refused standard home insurance. You usually may discover this either […]
May 6, 2015
Tiny Business Insurance
What is Tiny Business Insurance? Is Tiny Business Insurance Real? How do I know if I need tiny business insurance? If you are new to the world of entrepreneurship, you may not have heard of small business insurance. Most likely you have been told you need to think about incorporation and that you need […]
May 4, 2015
Marindependent and Johnson in NerdWallet Article May 2015
We were recently referenced and quoted in news / blog article on NerdWallet titled: “Who Should (and Shouldn’t) Get Online Auto Insurance Quotes” dated May First -2015. The article reviews who some of the better candidates are to buy auto insurance themselves online without the assistance of an independent agent or broker. It shares with […]
May 1, 2015
Specific Insurance Questions for Personal Lines
Below are some of the more specific Insurance Questions I get from time to time. In complete opposite to the common questions blog post we had in the past, this is a post dedicated to some of the more exact, yet equally important questions that I have found that both prospects and clients alike may have. […]
