January 28, 2015
What is Demand Surge?
What is Demand Surge? How does demand surge affect my home insurance price? Why should I care about Demand Surge? What is the principal of demand surge? What Exactly is Demand Surge? While certainly not a common insurance related questions for Insurance Brokers, Demand Surge is a very interesting and important topic. […]
January 21, 2015
Insuring a One Woman Operation from your Home
Do I need Home Based Business Insurance? What do you mean my home insurance does not automatically cover my business? Why doesn’t my home insurer want to insure my business? One of the first two things that small businesses owners / entrepreneurs need to think about are obvious: Incorporation and Insurance. Both Incorporation, whether it’s […]
January 8, 2015
How your roof factors into your insurance costs
Your Roof and your Homeowners Insurance How the age type and condition of your roof can affect your pocket book. What do you mean my roof can factor into my home insurance costs? An Insurance company may decline my home because of my roof? I might not be able to pass an insurance inspection because […]
December 26, 2014
Eleven Common Questions for an Insurance Broker
11 Common Questions for an Insurance Broker – and why it matters to you the consumer. As an Insurance broker who lives in Marin County California, people often want to know which questions I get the most often. It is an intriguing conversation point, but I am never quite sure why the general public would […]
December 17, 2014
What is Unique about Homeowner’s Insurance in San Francisco?
What is unique about writing insurance in the San Francisco Bay Area, Sonoma, and Marin Counties? Why did I start an Independent Insurance Brokerage? When I started selling insurance, I was originally ‘affiliated’ with one insurance carrier. To be clear, it was a ‘family of insurance companies’ really, which is rather common in the property […]
December 11, 2014
Welcome to the New and Revised Website
After three years creating and maintaining a world class Marin county based insurance website, I decided to change things up just a bit. Welcome to the new and improved streamlined Marindependent Insurance Services site. This website is about Marin Insurance and the greater San Francisco bay area. Gone are the old newsy articles and […]
December 2, 2014
Top 18 Reasons to Call Your Insurance Agent
You probably know all the reasons why to contact your insurance agent, but have you thought about when to contact them? Here’s a partial list of the top 18 reasons you should give your insurance agent a call.
November 25, 2014
What is an Umbrella Insurance Policy?
An umbrella insurance policy is an excess liability policy that typically sits over vehicles, homes, and other forms of properties that carry liability insurance themselves. Umbrella policies otherwise known as excess liability policies require certain underlying liability limits and generally fall into two categories.
November 18, 2014
Is My Diamond Engagement Ring Underinsured?
When was the last time you had your engagement ring appraised? It’s probably been a while, which means that it’s most likely underinsured! Take a look at these two charts…
July 5, 2014
Can Do! Again in Marin
Marindependent Insurance Services LL is pleased to announce our second year in a row supporting the Can Do fund. Can Do is a “is the education foundation which raises funds for the four schools in the Dixie School District.” Marindependent is affiliated with Can Do through the annual Business Partner program. “With your generous support, Can […]
July 3, 2014
Worst Case Scenarios from staples.com
7/3/2014 Marindependent Insurance Services was recently cited in a short article, that can be found on Staples (Staples.com) about worst case scenarios titled: “Worst-Case Scenarios: How Would You Handle These Emergencies“. “You don’t have to be a Boy Scout to benefit from their motto: Be prepared.” Thank you to the author (Margot Carmichael Lester, Staples® Contributing […]
September 24, 2012
Dog Bites Account for a Third or All Homeowner Claims
Dog Bites account for about almost a third or all Homeowner Insurance claim dollars says a press release from the Hanover Insurance Group, dated September 17th, 2012. “The cost of dog bite claims rose a whopping 53.4% from 2003 to 2011 according to the Insurance Information Institute.” Your homeowners Insurance may provide coverage, and the […]
