Archive for the ‘Auto Insurance’ Category
Specific Insurance Questions for Personal Lines
May 1, 2015Below are some of the more specific Insurance Questions I get from time to time. In complete opposite to the common questions blog post we had in the past, this is a post dedicated to some of the more exact, yet equally important questions that I have found that both prospects and clients alike may have. […]
How to lower your Auto and Home Insurance Bill
April 29, 2015What can I do to lower my home and auto insurance bill? What can I do? Where can I start? Though similar this is a distinct and different question from How do I buy either cheap Home or cheap Auto Insurance. That question is more based on how you shop around – this question is […]
How do I buy cheap auto insurance?
March 17, 2015How can you find cheap auto insurance. Where to look, what to do. How do you buy cheap cheap auto insurance you ask? This is a very common question that insurance brokers and insurance agents get, so we have become used to it. To be clear this is a distinctly different question from How do […]
Who we write insurance with
March 9, 2015Marindependent Insurance Services LLC functions as both an Insurance Brokerage and an Insurance Agency. However, we are primarily California Property and Causality Insurance Brokers. A broker works for the client where as an Agent works for the Insurance Company. This is stated just to be perfectly clear that we broker policies and are not […]
The Discount Dilemma – Your Auto Home and Life Discounts Applied – Does it All Add Up?
February 18, 2015How do you buy Cheap Auto and Cheap Home Insurance using discounts? Should you choose an Auto insurance carrier that gives you the most discounts? Do all of those discounts really add up? How to think about getting insurance discounts? Should I get my life insurance with the same company that writes my home and Auto […]
Insurance Agent, Insurance Broker – What is the difference?
February 13, 2015What is an Insurance Agent? What is an Insurance Broker? What is this third category in between Agent and Broker? Insurance Agent, Insurance Broker… This is one of the common talking points and questions that all insurance agents and brokers get. Please allow me to try and explain. Insurance Agent, Insurance Broker: According to the IRMI […]
The Case for Umbrella Insurance
February 5, 2015Two Types of Umbrella Insurance: There are essentially two types of umbrella insurance, Business and Personal. To be perfectly clear they cover completely separate things. As the names would suggest a Commercial Umbrella covers your business liability arising out of business operations. A personal umbrella covers no such thing. A Personal Umbrella, also occasionally known as […]
Insuring a One Woman Operation from your Home
January 21, 2015Do I need Home Based Business Insurance? What do you mean my home insurance does not automatically cover my business? Why doesn’t my home insurer want to insure my business? One of the first two things that small businesses owners / entrepreneurs need to think about are obvious: Incorporation and Insurance. Both Incorporation, whether it’s […]
Eleven Common Questions for an Insurance Broker
December 26, 201411 Common Questions for an Insurance Broker – and why it matters to you the consumer. As an Insurance broker who lives in Marin County California, people often want to know which questions I get the most often. It is an intriguing conversation point, but I am never quite sure why the general public would […]
What is an Umbrella Insurance Policy?
November 25, 2014An umbrella insurance policy is an excess liability policy that typically sits over vehicles, homes, and other forms of properties that carry liability insurance themselves. Umbrella policies otherwise known as excess liability policies require certain underlying liability limits and generally fall into two categories.
Worst Case Scenarios from staples.com
July 3, 20147/3/2014 Marindependent Insurance Services was recently cited in a short article, that can be found on Staples (Staples.com) about worst case scenarios titled: “Worst-Case Scenarios: How Would You Handle These Emergencies“. “You don’t have to be a Boy Scout to benefit from their motto: Be prepared.” Thank you to the author (Margot Carmichael Lester, Staples® Contributing […]
