The year 2024 turned out to be really challenging year for insurance in the state of California. We are hoping that 2025 might turn out a just a little bit better. There was some hope that the risk management troubles in this state from 2023 would end in 2024. However it does not seem to […]
The market for so called Landlord Insurance policies has changed dramatically in 2024. What type of insurance is a Landlord Policy? Who needs a Landlord policy? Short Term vs Long Term Rental Insurance needs Commercial vs Personal Lines Policies Age, Building Type, Specific Locaion, and Other Underwriting Criteria for Landlord Insurance 2024 The Year Landlord […]
Professional Liablity insurance is often closely tied to General Liability Insurance – but they are not the same. Businesses that have Commercial General Liability policies should always attempt to explore a Professional Liability policy alongside it. Occasionally – the difference between a given claim hitting one policy vs the other is hair’s width of difference. […]
United Policy Holders and Rutgers Law School have announced a partnership to work on the “Essentials Protections.” The “The Essential Protections for Policyholders Project is a two-year project that focuses much of its research on consumers that file ordinary claims, examining what they are surprised or disappointed by and how some of the best states are […]
Got a Headache? So do We. Welcome to California’s Turbulent Local Insurance Marketplace. A new client that I was speaking with just the other day, asked me what I meant in regards to the turbulent local insurance market in California. I was a bit surprised by the question. Doesn’t everyone know how hard it is […]
What Locations in Marin county are recognized as being Firewise certified? A full and comprehensive list of firewise areas of Marin County. About the List of Firewise Communities in Marin County California, USA: Our list of firewise areas or communities in Marin is based off of public information. Although it is intended to be accurate […]
Will California experience less homeowner nonrenewals in 2022 vs 2021 Why are California Consumers Receiving nonrenewal notications? What is trend in home and liability insurance in the state? What is an Insurance Nonrenewal? Simply put a nonrenewal is an official insurance notification that the current insurer will not renew your next years policy. This definiition […]
A new NFIP Flood Insurance rating system goes live in Marin County and the rest of the USA starting in October 2021. The new system is called NFIP 2.0 – Equity in Action. Federal Flood Insurance: Most flood insurance written in the United States is written through FEMA through the National Flood Insurance Plan. The […]
Marindependent Insurance Services has made November the Be Better with Building Ordinance and Law Endorsement month to assist in marketing the value of this useful home insurance endorsement. Our Article about Building Ordinance and Law can be of great help for most consumers. Especially for those that are unaware of how this endorsement works. Marindependent […]
Residents of Mill Valley, Corte Madera, Sausalito, West Marin and many other communities and towns in Marin County are about to start getting a lot more homeowners nonrenewals. This article about nonrenewals is intended to be a community resource as well as a form of marketing. It is intended to answer the question: Why are […]
How to protect your Marin home from a wildfire. A simple and detailed action plan to assist consumers in protecting themselves during these changing times. Our article will show you what you can do as well as some of the potential insurance changes that need to be made.
Life Insurance Marin County is different for a full variety of reasons. Therefore your choices different and more unique. First off, Marindependent, is not an insurance broker that will try and oversell you some overpriced whole life insurance policy that you do not need. We specialize in affordable and simple Term Life. We are open […]