Author Archive
Truckee Donner Land Trust
June 3, 2015Marindependent Insurance Services LLC donates to the Truckee Donner Land Trust. Truckee Donner Land Trust and Marindependent Insurance Services: We are pleased to announce a business donation to the Truckee Donner Land Trust. The mission of the trust is to “protect and preserve” in the “greater Truckee Donner region” natural resources and land that are […]
Insurance changes for newlyweds
May 29, 2015Congratulations on your recent nuptials! With all of the pomp and all of the pageantry, coming back to the real world can be difficult. However, getting married creates a full list of to dos. Now start working on Insurance for newlyweds When newlyweds think of the subject of getting your finances together after a […]
Who can get Tiny Business Insurance
May 21, 2015What types of companies fit into the tiny business insurance classification? In a previous post, I acknowledged that the term Tiny Business Insurance is one that I created to market a type of insurance that I saw in the market that I believed was undeserved by the title of small business insurance. Characteristics of a […]
Non Standard Home Insurance
May 18, 2015What exactly is the non-standard insurance market? How do I know if I need non-standard home insurance. Should I hide facts about my home when applying? Non Standard Homeowners (Home) Insurance is a type of homeowners insurance for those that do not qualify or are refused standard home insurance. You usually may discover this either […]
Tiny Business Insurance
May 6, 2015What is Tiny Business Insurance? Is Tiny Business Insurance Real? How do I know if I need tiny business insurance? If you are new to the world of entrepreneurship, you may not have heard of small business insurance. Most likely you have been told you need to think about incorporation and that you need […]
Marindependent and Johnson in NerdWallet Article May 2015
May 4, 2015We were recently referenced and quoted in news / blog article on NerdWallet titled: “Who Should (and Shouldn’t) Get Online Auto Insurance Quotes” dated May First -2015. The article reviews who some of the better candidates are to buy auto insurance themselves online without the assistance of an independent agent or broker. It shares with […]
Specific Insurance Questions for Personal Lines
May 1, 2015Below are some of the more specific Insurance Questions I get from time to time. In complete opposite to the common questions blog post we had in the past, this is a post dedicated to some of the more exact, yet equally important questions that I have found that both prospects and clients alike may have. […]
How to lower your Auto and Home Insurance Bill
April 29, 2015What can I do to lower my home and auto insurance bill? What can I do? Where can I start? Though similar this is a distinct and different question from How do I buy either cheap Home or cheap Auto Insurance. That question is more based on how you shop around – this question is […]
How Much Umbrella Insurance do I Need?
April 17, 2015Determining how much umbrella insurance to purchase can be a tricky endeavor. There are countless articles and blog posts dedicated to why you need umbrella insurance but few about How Much Umbrella Insurance do you need? First off as with all insurance decisions, speak with a licensed insurance agent or broker in your state before making […]
What documentation is required for Flood Insurance
April 15, 2015Flood Insurance is a rather unusual form of Insurance in that it is essentially created and backed by the federal government through FEMA, with the exception of Non Admitted Flood policies. FEMA stands for Federal Emergency Management Agency. All Homeowners Insurance (that I know of at least) excludes the peril of flood from Homeowners Insurance. […]
What is a Fire Protection Class?
April 9, 2015One of the most important things when underwriting a home for Homeowners Insurance is the Fire Protection Class. The fire protection class is a score that ranks from 1 to 10, with one. being the safest number and ten being the highest risk. The Fire protection class is an ISO product. This score is […]
USA Today Article
March 31, 2015I was recently quoted in a USA Today – NerdWallet article this past Saturday March 28th, 2015 about Cancelling Insurance titled: Is It OK to cancel your life insurance? As with all insurance advice it is best to seek assistance from an Insurance Agent or Insurance Broker in your state, before making any decisions to […]
