Author Archive
NASDAQ
January 15, 2016With permission I reprint an article that I wrote and posted for Nerdwallet that was picked up a few other media sources such as Nasdaq. Auto Insurance for the Rich Often Covers and Costs More It may be surprising, but your level of wealth can impact your car insurance coverage needs, and a standard policy may […]
2016 Insurance
January 8, 2016Can you believe it is already 2016? How to clean up your insurance in the new year. Last year I put a short piece online through patch, about 2015. This year, I opted to have it my own site. 2016 Insurance: A quick list of Insurance things to check for the new year. Confirm […]
Mortgage Company & Homeowners Insurance
January 4, 2016Why does my mortgage company get listed on my homeowners insurance policy? How does it get removed? What rights does the lender have? Mortgage Company and Homeowners Insurance Homeowners Insurance contains a special mortgage provision. This provision or clause allows your mortgage company special rights. Your lender will require you […]
Happy Holidays Marin
December 23, 2015Happy Holidays Marin Sonoma & San Francisco: Marindependent Insurance Services LLC would like to take this moment to wish everyone Happy Holidays in Marin, Sonoma, and San Francisco. Please enjoy some special time with friends and family. Kindly be safe. Please note our office will mostly be closed for the Holidays. However, we […]
The New Home Buying Process, How to Get New Insurance for a New Home
December 17, 2015Buying a home is a difficult process. If you add in shopping for a new a insurance carrier it can be downright daunting. Not to worry thought, as it is all very achievable. I hope you enjoy New Insurance – New Home. How to Get New Insurance when Buying a New Home: From an Insurance Broker/Agent’s […]
The Insurance Loyalty Surcharge
December 11, 2015Have you been with the same insurer for eight years? Did you know that staying with the same insurer can end up costing you more money? Are you aware of the difference between a captive agent and an independent agent? How long have you been with your insurer? Who gets charged with Insurance Loyalty Surcharge? […]
Most popular endorsements to a home insurance policy
December 7, 2015What are the most popular coverage endorsements that may be added to a homeowners insurance policy? Why should I consider these insurance endorsements? The way a homeowners insurance policy works is that the you the consumer choose the policy that you want and modify it with your personal information and then add certain amendments (called […]
16 1/2 reasons you may need term life insurance
December 1, 2015Your Wonderful Baby Girl just had her fifth birthday party at Muir Beach with all of her friends Acquired a new two million dollar home in Tiburon complete with a 1.6 million dollar mortgage Second Child, a boy is delivered at Marin General Hospital in Greenbrae Risk management seminar in Los Angeles has you wondering about your […]
Most common perils not covered under homeowners insurance
November 19, 2015What are the most common perils not covered under a homeowners policy? What to look for and what to ask. The most common perils not covered under homeowners insurance polices very somewhat from state to state and much more so with what insurance policy you may have. Kindly read your own insurance policy to read […]
Insurance Coverage for the Affluent
November 19, 2015What types of coverages can the affluent get with their Homeowners, Automobile, and Umbrella Insurance? Well to do / Affluent clients often have different needs and there are a handful of Insurance Carriers that cater to them. Typical Preferred Insurance carriers can and often to do serve the well to do nicely however, there are […]
Out with the Wildfire, In with the Flood
November 11, 2015In my memory, I cannot recall a time when the San Francisco Bay area has been more concerned about natural weather events. With the dearth of rain these past three or four years and the constant concern of wildfire, man made or natural, our communities have done their best to safeguard us all. To […]
Landslide Insurance
October 27, 2015After an inquiry by a prospect this week, Marindependent Insurance Services now has an option to broker Landslide Insurance through one of our Non Admitted Carriers. Landslides are not covered by Flood Insurance, Almost always not covered by a home (homeowners) insurance policy, and usually not by an earthquake insurance policy – therefore it generally […]
