Author Archive
The New Home Buying Process, How to Get New Insurance for a New Home
December 17, 2015Buying a home is a difficult process. If you add in shopping for a new a insurance carrier it can be downright daunting. Not to worry thought, as it is all very achievable. I hope you enjoy New Insurance – New Home. How to Get New Insurance when Buying a New Home: From an Insurance Broker/Agent’s […]
The Insurance Loyalty Surcharge
December 11, 2015Have you been with the same insurer for eight years? Did you know that staying with the same insurer can end up costing you more money? Are you aware of the difference between a captive agent and an independent agent? How long have you been with your insurer? Who gets charged with Insurance Loyalty Surcharge? […]
Most popular endorsements to a home insurance policy
December 7, 2015What are the most popular coverage endorsements that may be added to a homeowners insurance policy? Why should I consider these insurance endorsements? The way a homeowners insurance policy works is that the you the consumer choose the policy that you want and modify it with your personal information and then add certain amendments (called […]
16 1/2 reasons you may need term life insurance
December 1, 2015Your Wonderful Baby Girl just had her fifth birthday party at Muir Beach with all of her friends Acquired a new two million dollar home in Tiburon complete with a 1.6 million dollar mortgage Second Child, a boy is delivered at Marin General Hospital in Greenbrae Risk management seminar in Los Angeles has you wondering about your […]
Most common perils not covered under homeowners insurance
November 19, 2015What are the most common perils not covered under a homeowners policy? What to look for and what to ask. The most common perils not covered under homeowners insurance polices very somewhat from state to state and much more so with what insurance policy you may have. Kindly read your own insurance policy to read […]
Insurance Coverage for the Affluent
November 19, 2015What types of coverages can the affluent get with their Homeowners, Automobile, and Umbrella Insurance? Well to do / Affluent clients often have different needs and there are a handful of Insurance Carriers that cater to them. Typical Preferred Insurance carriers can and often to do serve the well to do nicely however, there are […]
Out with the Wildfire, In with the Flood
November 11, 2015In my memory, I cannot recall a time when the San Francisco Bay area has been more concerned about natural weather events. With the dearth of rain these past three or four years and the constant concern of wildfire, man made or natural, our communities have done their best to safeguard us all. To […]
Landslide Insurance
October 27, 2015After an inquiry by a prospect this week, Marindependent Insurance Services now has an option to broker Landslide Insurance through one of our Non Admitted Carriers. Landslides are not covered by Flood Insurance, Almost always not covered by a home (homeowners) insurance policy, and usually not by an earthquake insurance policy – therefore it generally […]
Scott Johnson Nerdwallet Life Insurance Article
October 25, 2015Scott W Johnson, Manager and Principal Broker Agent was cited in “Eight Tips for Talking to Your Spouse About Life Insurance” on NerdWallet. The article discusses the challenges that couples face when procuring and reviewing various Life Insurance options. “It’s not easy to discuss death, particularly when it means talking to your spouse about his […]
Thoughts on Earthquake Insurance
October 5, 2015In the last couple of years the world of . Companies have become more competitive and more standalone insurance carriers have entered the market. Unlike Flood Insurance, which in certain Special Flood Zones can be required by lenders, Earthquake Insurance is usually not required, even if people live in a high risk area. Just because […]
Small Business Insurance Hiscox
September 21, 2015Marindependent Insurance Services LLC through a partner of ours is now able to offer small business insurance including BOP (Business Owners Policy), General Liability, and other types of needed insurance for a wide plethora of professions through the Hiscox NOW Small Business Program. MIS LLC acts as a broker in this situation and with […]
Earthquake Insurance in the San Francisco Bay Area – ICAT
September 2, 2015Marindependent Insurance Services LLC is proud to announce a new partner to work with covering earthquake insurance in the great state of California. We are constantly looking for outstanding insurers to partner with. About ICAT: ICAT has a stand alone residential earthquake policy for homes with coverage A values of less than $2.5 million. There […]
