Archive for the ‘Home Insurance’ Category
Changing your Lender on your Home Insurance:
October 11, 2019Are you a Lender needing a Name or Bank Change on a Client Policy? A Consumer attempting to figure out how to get an Insurance Policy to properly list your bank on a home insurance policy? Good News, assuming that Marindependent Insurance Services is the agent of record, We would be more than happy to […]
California FAIR and DIC Insurance
September 20, 2019What is the California FAIR plan? The California FAIR plan is a bare bones fire insurance policy. It is an exceptionally limited named perild policy. According to the California Department of Insurance it “should only be considered after a diligent search for coverage in the traditional insurance market. ” “The FAIR Plan is an association […]
Guard Insurance
September 19, 2019Guard Insurance, a Berkshire Hathaway Company, is a California Admitted company providing commercial and personal insurance. Using the official name AmGuard this insurer retains an AM Best A+ Financial Strength rating reaffirmed as recently as March of 2019. Nationally, according to the Guard website they provide the following lines of Insurance: Business Owners Policies, Commercial […]
Nonrenewals in Marin County
August 22, 2019Residents of Mill Valley, Corte Madera, Sausalito, West Marin and many other communities and towns in Marin County are about to start getting a lot more homeowners nonrenewals. This article about nonrenewals is intended to be a community resource as well as a form of marketing. It is intended to answer the question: Why are […]
Travelers Insurance in Marin County
July 31, 2019Travelers Insurance is a Terrific Choice for Certain Homeowners in Marin A full suite of Affluent Coverages may be Offered One of the Very Select Few Companies that offers a 100% Extended Rebuild Coverage Amount Marin County is located just north of San Francisco across the Golden Gate Bridge. It is both a coastal and […]
How to Get Home Insurance When you have a Trampoline
July 30, 2019Surprised that your home insurer flagged your trampoline during home inspection? Are Trampolines Covered by Home Insurance? Dropped by a Homeowners Policy because of a Trampoline? Does your policy contain a Trampoline Exclusion? One of the more common questions that home insurance agents get is Why does my home insurer care if If I have […]
Safeco in Marin County
July 15, 2019Safeco Insurance can be available in Marin County. The company has been around since 1923. They are backed by the power of Liberty Mutual Insurance. Safeco has some of the most competitive rates in the county. About Safeco Insurance: Safeco was founded in Seattle Washington in 1923 by Hawthorne Dent. It was originally named the […]
Marin Home Insurance
August 7, 2018Buying Home Insurance, also known as Homeowners Insurance in Marin county can be a complex task. Read this article to properly insure yourself. The Biggest Insurance Issue facing Marin Homes. Why Saving money might not be the best bet. The five different types of home insurance in this area. Many people incorrectly assume that […]
Is Pet Insurance Worth It?
March 27, 2018Is Pet Insurance Worth It? Americans love owning pets. The American Veterinary Medicine Association found in 2012 that 36.5% of households owned a dog, over 30% owned a cat, and thousands of households owned everything from rabbits to snakes. All told, roughly half of all American households have a pet of some kind. What most […]
Will Home Insurance Become More Expensive in California
December 12, 2017With the recent massive fires that have ravaged Napa and Sonoma and now the horrific fires in Los Angeles, is it likely that Fire Insurance Rates will Go up? A Quick Review of how Home Insurance Works with Brevity: Fire insurance is typically sold under the name of homeowners or home insurance in the US. Home […]
California Affluent Insurance
August 3, 2017Think things are different for the 1%, imagine their insurance scenario. Unlike most Americans, Affluent Americans need to consider insurance from a much different angle. A typical middle class american may use insurance to cover both the financial loss and the financial cash flow, but for affluent Americans this may not be the best play. […]
Why the Wealthy should Really Consider Earthquake and Flood Insurance
December 12, 2016“Earthquake Insurance is too expensive” “Why would I need Flood Insurance?” Wealthy Earthquake and Flood Insurance. Truly Affluent homeowners, that is, people that both own Luxury Property AND have paid them down, need to consider insuring their homes in a different manner. Insurance for the Affluent: Frequent Readers of my blog posts and articles will […]
