Archive for the ‘Insurance Endorsements’ Category
And … What Now? Where Does the California Insurance Market Head in 2025.
January 21, 2025The devasting Southern California Wildifres are still burning. Foks are still evacuated, Firefighters still out on the line. As we begin to comb through the wreckage [and mistakes] we are left to ask the outrageous question of Where Does the California Inusurance Market Head Now? In this blog post, we dont have many answers – […]
5 Insurance Shopping Myths in California
May 1, 2024How Shopping for Pasta during the Pandemic and Buying Insurance Right now are similar Five Common Insurance Shopping myths you will find online [and why they dont pertain to you] A quick read of the interent and how to save on home insurance will repeat the same five to 10 myths over and over. Unfortunatly […]
Yes Marin County, Keep that Chubb Insurance Policy
January 17, 2024It happens all the time. I get that call almost every week/month. My Chubb Insurance policy is so expensive, I want to shop it around. Really? Many consumers are unaware of the horrible state of the property insurance market these days. Although that is indeed changing as more learn. General Property Insurance Advisement for 2024: […]
November is Be Better with Building Ordinance and Law Month
October 25, 2019Marindependent Insurance Services has made November the Be Better with Building Ordinance and Law Endorsement month to assist in marketing the value of this useful home insurance endorsement. Our Article about Building Ordinance and Law can be of great help for most consumers. Especially for those that are unaware of how this endorsement works. Marindependent […]
Changing your Lender on your Home Insurance:
October 11, 2019Are you a Lender needing a Name or Bank Change on a Client Policy? A Consumer attempting to figure out how to get an Insurance Policy to properly list your bank on a home insurance policy? Good News, assuming that Marindependent Insurance Services is the agent of record, We would be more than happy to […]
How Did my Home Get So Under insured?
September 14, 2016How did my home get so under insured? Why underinsurance matters. Where under insurance begins. Under Insured Homes: Near and Dear to my heart is home rebuild coverage amounts. I am constantly amazed at how often I see home insurance policies written with peanut coverage amounts. Amounts that should make a licensed insurance agent […]
Documenting your Personal Possessions for Homeowners Insurance
July 13, 2016Recently I posted a short article on Wallethub about how to document your personal possessions. For home insurance it is imperative that you do so. Insure undocumented possessions at your own peril. Please read this entire post Documenting your Personal Possessions for Homeowners Insurance for important details. Lets be frank here, Insurance Companies realize […]
Six Secrets of Keeping Clean Insurance
April 12, 2016The world of insurance has never been as exciting as the world of investment. Almost every insurance agent knows this. People call their investment house with excitement with angst, but rarely check in with their ‘risk manager’. Funny, really that it works out this way. In general your investments will incrementally make you richer. […]
How to insure valuable items
January 19, 2016How do I insure high value items on my insurance? Homeowners Floater Endorsements for High Value Items. What is a high value item exactly? Who should insure them valuable items? What are the decisions you need to make? Your typical homeowners insurance policy (all that I know of) cap how much personal property coverage you […]
2016 Insurance
January 8, 2016Can you believe it is already 2016? How to clean up your insurance in the new year. Last year I put a short piece online through patch, about 2015. This year, I opted to have it my own site. 2016 Insurance: A quick list of Insurance things to check for the new year. Confirm […]
Mortgage Company & Homeowners Insurance
January 4, 2016Why does my mortgage company get listed on my homeowners insurance policy? How does it get removed? What rights does the lender have? Mortgage Company and Homeowners Insurance Homeowners Insurance contains a special mortgage provision. This provision or clause allows your mortgage company special rights. Your lender will require you […]
Thoughts on Earthquake Insurance
October 5, 2015In the last couple of years the world of . Companies have become more competitive and more standalone insurance carriers have entered the market. Unlike Flood Insurance, which in certain Special Flood Zones can be required by lenders, Earthquake Insurance is usually not required, even if people live in a high risk area. Just because […]
