Archive for the ‘Life Insurance’ Category

Specific Insurance Questions for Personal Lines

Below are some of the more specific Insurance Questions I get from time to time. In complete opposite to the common questions blog post we had in the past, this is a post dedicated to some of the more exact, yet equally important questions that I have found that both prospects and clients alike may have.   […]

How to lower your Auto and Home Insurance Bill

What can I do to lower my home and auto insurance bill?  What can I do?  Where can I start? Though similar this is a distinct and different question from How do I buy either cheap Home or cheap Auto Insurance.   That question is more based on how you shop around – this question is […]

USA Today Article

I was recently quoted in a USA Today – NerdWallet article this past Saturday March 28th, 2015 about Cancelling Insurance titled: Is It OK to cancel your life insurance? As with all insurance advice it is best to seek assistance from an Insurance Agent or Insurance Broker in your state, before making any decisions to […]

Why Choose Term Life

The Benefits of Term Life Insurance. Why you should Choose Term Life Over Whole Life. Why people should get a Term Life Insurance. Why is Term Life so Simple? Why Choose Term Life: As opposed to various Cash Value Life Insurance Policies – such as Whole Life, Universal Life, Variable Life, etc?   Frequently debated online […]

Who we write insurance with

Marindependent Insurance Services LLC functions as both an Insurance Brokerage and an Insurance Agency.  However, we are primarily California Property and Causality Insurance Brokers.  A broker works for the client where as an Agent works for the Insurance Company.   This is stated just to be perfectly clear that we broker policies and are not […]

The Discount Dilemma – Your Auto Home and Life Discounts Applied – Does it All Add Up?

How do you buy Cheap Auto and Cheap Home Insurance using discounts?  Should you choose an Auto insurance carrier that gives you the most discounts? Do all of those discounts really add up?  How to think about getting insurance discounts? Should I get my life insurance with the same company that writes my home and Auto […]

Eleven Common Questions for an Insurance Broker

11 Common Questions for an Insurance Broker – and why it matters to you the consumer. As an Insurance broker who lives in Marin County California, people often want to know which questions I get the most often.  It is an intriguing conversation point, but I am never quite sure why the general public would […]

What is Unique about Homeowner’s Insurance in San Francisco?

What is unique about writing insurance in the San Francisco Bay Area, Sonoma, and Marin Counties? Why did I start an Independent Insurance Brokerage? When I started selling insurance, I was originally ‘affiliated’ with one insurance carrier.  To be clear, it was a ‘family of insurance companies’ really, which is rather common in the property […]

Top 18 Reasons to Call Your Insurance Agent

You probably know all the reasons why to contact your insurance agent, but have you thought about when to contact them? Here’s a partial list of the top 18 reasons you should give your insurance agent a call.



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