Author Archive
Marin Conservation League
September 1, 2015Marindependent Insurance Services LLC is proud to become a business supporter of the Marin Conservation League for 2015. About the Marin Conservation League: Based in San Rafael, California -the Marin Conservation League had its beginnings during the 1930s when the Golden Gate Bridge was being built. A small group of women were concerned that the […]
Car Insurance for the Wealthy on Nerdwallet
July 13, 2015Marindependent Insurance Services LLC and Scott W Johnson posted a piece in Nerd Wallet titled Must-Have Car Insurance for Wealthy Individuals, dated May 26th. The article focuses on the additional considerations that the wealthy should take into account when purchasing auto insurance. Car Insurance for the Wealthy: Purchasing Car Insurance for the wealthy is a […]
Wildfire Season 2015 in Marin
July 9, 2015It is once again wildfire season here in Marin, Sonoma, San Francisco, San Mateo, Contra Costa, Alameda, and the rest of the counties in and around the San Francisco Bay Area. These past three years have seen an unprecedented drought and with it comes increased danger from wildfires. Please take the utmost precautions when you […]
The Earthquake Automatic Gas Shutoff Valve
July 7, 2015Earthquake Shutoff Valve: Automatic Shutoff Valves ( Earthquake Shutoff Valve ) are created to automatically shut off gas flow in the event of an earthquake. In past major earthquake disasters, much of the damage has been done by fires starting after gas lines ruptured and ignited. Automatic gas valves may help to prevent this in […]
Insurance in Marin County
June 26, 2015I have written in the past about the extremes of writing homeowners insurance in and around wonderful Marin county. Many of these factors also are true in Sonoma and San Francisco counties and really also in and around most of the San Francisco bay area. That post mostly focused on the terrain in writing homeowners […]
The Home Deductible Conundrum
June 19, 2015Will choosing a higher deductible lower my insurance premium? Should I choose a lower deductible or a higher deductible? What deductible should I choose for my new home? The Home Insurance Deductible: A deductible is “An amount the insurer will deduct from the loss before…” paying out the policy up to the limits. Says IRMI […]
Ordinance Law and You
June 12, 2015What is meant by Ordinance and Law Coverage? How much Ordinance and Law Coverage Should you have in California? Ordinance & Law Coverage: In personal homeowners insurance – Ordinance and/ or Law Coverage is coverage that protects your home from the added cost of repairing or replacing your home from a covered loss due […]
Flood Insurance Questions
June 12, 2015Below are some common Flood Insurance Questions that I get. You do not really need to understand all of this stuff in order to buy flood insurance, but in some situation it certainly can not hurt you. In a very general sense I find clients need to understand more when they are in one […]
Truckee Donner Land Trust
June 3, 2015Marindependent Insurance Services LLC donates to the Truckee Donner Land Trust. Truckee Donner Land Trust and Marindependent Insurance Services: We are pleased to announce a business donation to the Truckee Donner Land Trust. The mission of the trust is to “protect and preserve” in the “greater Truckee Donner region” natural resources and land that are […]
Insurance changes for newlyweds
May 29, 2015Congratulations on your recent nuptials! With all of the pomp and all of the pageantry, coming back to the real world can be difficult. However, getting married creates a full list of to dos. Now start working on Insurance for newlyweds When newlyweds think of the subject of getting your finances together after a […]
Who can get Tiny Business Insurance
May 21, 2015What types of companies fit into the tiny business insurance classification? In a previous post, I acknowledged that the term Tiny Business Insurance is one that I created to market a type of insurance that I saw in the market that I believed was undeserved by the title of small business insurance. Characteristics of a […]
Non Standard Home Insurance
May 18, 2015What exactly is the non-standard insurance market? How do I know if I need non-standard home insurance. Should I hide facts about my home when applying? Non Standard Homeowners (Home) Insurance is a type of homeowners insurance for those that do not qualify or are refused standard home insurance. You usually may discover this either […]
