Archive for the ‘Business Insurance’ Category

Obvious Ways to Keep your Insurance Clean from a Good Insurance Broker

Semi Obvious Ways to Keep your Insurance Clean from a Good Insurance Broker. There is lots of noise out there about insurance.  Much of it is dedicated to purchasing Auto or Home Insurance.  Not enough seems dedicated to protecting you – the consumer.  How best to protect myself and my family?   How can I customize […]

2016 Insurance

Can you believe it is already 2016?  How to clean up your insurance in the new year.  Last year I put a short piece online through patch, about 2015.  This year, I opted to have it my own site.   2016 Insurance: A quick list of Insurance things to check for the new year.  Confirm […]

The Insurance Loyalty Surcharge

Have you been with the same insurer for eight years? Did you know that staying with the same insurer can end up costing you more money? Are you aware of the difference between a captive agent and an independent agent? How long have you been with your insurer?  Who gets charged with Insurance Loyalty Surcharge?   […]

Most popular endorsements to a home insurance policy

What are the most popular coverage endorsements that may be added to a homeowners insurance policy? Why should I consider these insurance endorsements? The way a homeowners insurance policy works is that the you the consumer choose the policy that you want and modify it with your personal information and then add certain amendments (called […]

16 1/2 reasons you may need term life insurance

Your Wonderful Baby Girl just had her fifth birthday party at Muir Beach with all of her friends Acquired a new two million dollar home in Tiburon complete with a 1.6 million dollar mortgage Second Child, a boy is delivered at Marin General Hospital in Greenbrae Risk management seminar in Los Angeles has you wondering about your […]

Scott Johnson Nerdwallet Life Insurance Article

Scott W Johnson, Manager and Principal Broker Agent was cited in “Eight Tips for Talking to Your Spouse About Life Insurance” on NerdWallet.  The article discusses  the challenges that couples face when procuring and reviewing various Life Insurance options.  “It’s not easy to discuss death, particularly when it means talking to your spouse about his […]

Small Business Insurance Hiscox

Marindependent Insurance Services LLC through a partner of ours is now able to offer small business insurance including BOP (Business Owners Policy), General Liability, and other types of needed insurance for a wide plethora of professions through the Hiscox NOW Small Business Program.     MIS LLC acts as a broker in this situation and with […]

Insurance in Marin County

I have written in the past about the extremes of writing homeowners insurance in and around wonderful Marin county.  Many of these factors also are true in Sonoma and San Francisco counties and really also in and around most of the San Francisco bay area.  That post mostly focused on the terrain in writing homeowners […]

Who can get Tiny Business Insurance

What types of companies fit into the tiny business insurance classification? In a previous post, I acknowledged that the term Tiny Business Insurance is one that I created to market a type of insurance that I saw in the market that I believed was undeserved by the title of small business insurance. Characteristics of a […]

Tiny Business Insurance

What is Tiny Business Insurance? Is Tiny Business Insurance Real? How do I know if I need tiny business insurance? If you are new to the world of entrepreneurship, you may not have heard of small business insurance.   Most likely you have been told you need to think about incorporation and that you need […]

What is a Fire Protection Class?

One of the most important things when underwriting a home for Homeowners Insurance is the Fire Protection Class.  The fire protection class is a score that ranks from 1 to 10, with one. being the safest number and ten being the highest risk.  The Fire protection class is an ISO product.   This score is […]

Who we write insurance with

Marindependent Insurance Services LLC functions as both an Insurance Brokerage and an Insurance Agency.  However, we are primarily California Property and Causality Insurance Brokers.  A broker works for the client where as an Agent works for the Insurance Company.   This is stated just to be perfectly clear that we broker policies and are not […]



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